Learn How Much You Can Earn

Our APY Interest Calculator1 determines the annual percentage yield (APY), the amount you can earn in interest on a Netbank Savings account or CD. It is based on the APY rate, the amount of money you put in, and how long you keep your money in the account.

What You Need to Know:

Initial Deposit:
How much money you put in when you open the account.

Interest Rate:
The APY rate for the Netbank Savings account or CD. You can find these in the table below.

Compounding:
How often your interest compounds. All of our products compound interest daily.

Ending Balance:
The ending balance is the total amount your account will be worth, including interest, based on the Initial Deposit, Interest Rate, and Monthly Deposits you have entered.

Annual Percentage Yield (APY):
APY, meaning annual percentage yield, is the actual interest earned per year.

Interest Calculator

Earn up to:
1.35%
APY2

Our Rates

Account APY2 Rate
Netbank Savings 0.25% 0.25%
3 month CD 0.15% 0.15%
6 month CD 0.25% 0.25%
12 month CD 0.55% 0.55%
24 month CD 0.70% 0.70%
36 month CD 0.90% 0.90%
48 month CD 1.05% 1.04%
60 month CD 1.35% 1.34%

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Please Read

1. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

2. Annual Percentage Yield (APY) is effective . The interest rate and corresponding APY are variable and are set at our discretion. Platinum Checking, Golden Checking, High Yield Savings, and Money Market savings accounts are variable rate and tiered accounts. Interest rates may change as often as daily without prior notice. Fees may reduce earnings. Certificate of Deposit (CD) rates are fixed for the term of the certificate. Time Deposits require a substantial penalty for early withdrawal.