Overview Tab

Think the Days of Free Rewards Are Over?

Think again! NetBank Checking comes with free cash-back Purchase Rewards and free FinanceWorks™ money management software. Plus it only takes $50 to open!

How does this sound?


  • Person to Person Transfers Popmoney
  • Conveniently deposit cash at participating retailers nationwide with Green Dot® Reload @ the Register™ (A fee of up to $4.95 applies)1
  • Free Mobile Deposit — Deposit checks instantly 24/7 wherever you and your phone go
  • Free MyDeposit — Deposit checks instantly from the comfort of your home or office
  • Free online banking with Mobile Banking, email and text messaging alerts
  • Free Purchase Rewards — save time and money — get cash back when you shop
  • Free FinanceWorks™ powered by Quicken, an easy budgeting tool available to NetBank Checking customers
  • Free Visa® Debit Card
  • Free online images of checks and statements
  • Free online transfers
  • Overdraft protection available
  • FDIC insured — certificate number 35546
  • Monthly Maintenance Fee: $6.95 with a Direct Deposit; otherwise, $8.95


Open Account
 Purchase Rewards tab

Turn everyday purchases into cash
Let us show you how.

Did you know? You're eligible for exclusive cash back offers when using your NetBank Visa® Debit Card at the types of places you like to shop.

How it works...

  1. 1. Clickto activate exclusive cash back offers at the places you like to shop.
  2. 2. Shoponline or in stores to redeem your offers by paying with your card. No coupons needed!
  3. 3. Enjoyauto cash back — deposited right into your account at the end of next month.

Purchased Rewards

Log in to NetBank at www.Netbankonlinebanking.com and let the savings begin.

Get Started View Demo

If you have any questions, please don't hestitate to contact us by email at customerservice@netbank.com or call us toll free on 1-866-759-7661.

View Purchase Rewards video here.

 Overdraft tab

Peace of Mind vs. In A Bind

An overdraft occurs when you do not have money in your account to cover a transaction.

What happens if you accidentally bounce an important check? With Overdraft Protection by Linked Accounts from NetBank, your important check doesn’t bounce at all. It's exactly the peace of mind you need.

Overdraft Protection by Linked Accounts

Link your NetBank checking account to your NetBank savings account; use the balance in the linked account to cover the shortfall of the following transaction types:

  • Checks written on your checking account
  • Automatic bill payments(ACH)

These automated transfers are considered limited transfers and each transfer is counted as one of the six transfers from a savings account allowed per calendar month per federal regulations. Transfers are made for the exact amount to cover the shortfall in Available Funds.

To set up: log in to your account and send us a secure message indicating the last 5 digits of the two account numbers you would like to have linked together.

 FAQs tab - top

What do you want to know?

NetBank is here to make your banking experience as simple and convenient as possible. If you have any questions about the NetBank Checking account, chances are, we've answered them here. You can access a more comprehensive list of FAQs by clicking here. Alternatively, you can ask us a question by contacting us here.

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